Accentra Credit Union - Simply Better Banking

Holiday Financing Made Simple

Need a little extra this season? Explore affordable options that help you cover gifts, travel, and year-end expenses—without the high-interest stress.

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Simply Better Banking

Become a part of Simply Better Banking – where membership means more.

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New System Info

We’ve completed our core conversion and appreciate your patience throughout the transition. Find the most up-to-date information and resources to help you navigate the new online and mobile banking experience.

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Home Equity Loans

as low as

5.288%^APR*

Turn your home’s value into opportunity.

Construction Loans

as low as

5.140%^APR*

Build your dream home, your way.

30 Year Fixed

as low as

6.218%^APR*

Lock in stability for your forever home.

Autos & Trucks

36 Month Terms as low as

5.12%^APR*

Drive happy with great rates and local service.

ATVs | Motorcycles | Snowmobiles

36 Month Terms as low as

7.13%^APR*

Adventure starts here - on road or off!

RVs | Campers | Boats

48 Month Terms as low as

6.60%^APR*

Make every season an adventure.

Home Improvement Loans

Rates as low as

6.00%^APR*

Upgrade your space, inside and out.

Personal Term Loans

48 Month Terms as low as

11.76%^APR*

Funds for life’s big or small moments.

HELOC Loans

6 Month Into rate as low as

3.90%^APR*

(Rate after 6 months 6.75%^APR*)

Flexible funds when you need them most.

as low as

8.90%^APR*

Enhanced swipe-ability.

Great low rate PLUS earn rewards on every purchase.

Specials and Upcoming Events

Holiday Open House

Join us at any Accentra branch on Friday, December 19th for door prizes, holiday treats, and refreshments!

Dec. 19th

Help Support Our Community

We're collecting essential personal care items in our Austin branch. Many families are struggling to afford necessities - we can help!

Austin

Need a Little Extra in your Wallet?

Take a break from your payments with Accentra's skip-a-payment program.

Anytime Skip-a-Payment

Holiday Open House

Join us at any Accentra branch on Friday, December 19th for door prizes, holiday treats, and refreshments!

Dec. 19th
Help Support Our Community

We're collecting essential personal care items in our Austin branch. Many families are struggling to afford necessities - we can help!

Austin
Need a Little Extra in your Wallet?

Take a break from your payments with Accentra's skip-a-payment program.

Anytime Skip-a-Payment